MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 36-month promotions, 0.0323; on 48-month promotions, 0.0254; and on 60-month promotions, 0.0212, of initial promotional purchase. The fixed monthly payment will be rounded to the next cent. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to non-promotional purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum Interest Charge: $0.50. Existing cardholders should see their credit card agreement for applicable terms. 36 Months – PL#90036, 48 Months – PL#90048, 60 Months – PL#90060.