Exchange®

Rewards Program News

Digital Rewards Email Required 12.13.21

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24 June - 7 July

24 June to 7 Jul

Receive 0% interest for 24 months on Select Furniture and Mattress purchases $1,499 or more with MILITARY STAR®

MINIMUM PAYMENTS REQUIRED

*Valid June 24 – July 7, 2022, at Army & Air Force Exchange Service facilities and shopmyexchange.com. Must be an Ashley, Abbyson Living, Best Home, Catnapper, La-Z-Boy, Omnia, Coast to Coast or Wiselift furniture purchase, or Serta, Beautyrest, Beautyrest Black, Sealy, Tempur Pedic, Corsicana, or Stearns and Foster mattress purchase of $1,499 or more in a single transaction. Minimum monthly payments required. Limited to stock available. Excludes prior purchases, concessionaires, Exchange Online MarketPlace, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Minimum monthly payments required. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of June 16, 2022, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 July - 4 August

1 July to 12 August

Save an additional 10% on select toys with MILITARY STAR®

*Valid July 1 – August 4, 2022 at any Army & Air Force Exchange Service facility and shopmyexchange.com. Additional discount will be applied automatically at checkout when MILITARY STAR is used for payment. Limited to stock available. Must be a single transaction. No cash redemption value. Excludes any bicycles, gaming consoles, accessories software, desktop, notebook, laptop computers, layaways, prior purchases, concessionaires, Exchange Online Marketplace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of June 16, 2022, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 June - 31 August

1 Jun to 31 AUG 2022

Pay 1.99% interest* for 12 months on vehicle down payments between $500 - $3,500 with MILITARY STAR®

Valid on Down Payment Financing Only and not on the total purchasing price

*Valid June 1 – August 31, 2022 at all on-base Army & Air Force Exchange Service and Marines Exchange Overseas Military AutoSource (MAS) locations, including Europe, Pacific, Guam and Puerto Rico. Includes new or certified pre-owned car or truck, motorcycle and ATV purchases. Must be a single transaction. Excludes prior purchases, NEX and CGX. MILITARY STAR is not a licensed automobile loan lender or broker. MILITARY STAR does not process, underwrite or make any credit decisions regarding auto loans, and does not represent any of the lenders featured at MAS concessions on the installation.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of June 16, 2022, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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Save $0.05 Per Gallon on Fuel Daily with MILITARY STAR

March 15, 2022

Available only at Army & Air Force Exchange Service and participating Navy and Marine facilities. Rewards exclude military clothing line of credit. Two percent back in rewards is equal to 2 points per $1 spent.

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1 May - 31 July

1 May to 31 Jul

Receive 0% interest plus no payments* for 12 months on Care Care Services and/or Tire purchases of $499 or more with MILITARY STAR®

Valid at Army & Air Force Exchange Service Car Care, Concessionaire Car Care Centers, and MCX Car Care Centers.

*Valid May 1 – July 31, 2022 at any Army & Air Force Exchange Service Car Care, Concessionaire Car Care Centers and MCX Car Care Centers. Must be a purchase of $499 or more in a single transaction. Excludes prior purchases, layaways, the Exchange Online MarketPlace, NEX and CGX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of June 16, 2022, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 January - 31 December

Jan 1 – Dec 31 2022

Receive 0% interest plus no payments* for 12 months on jewelry and/or watch purchases of $799 or more with MILITARY STAR ®

*Valid January 1 - December 31, 2022, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a fine jewelry and/or watch purchase of $799 or more in a single transaction. Limited to stock available. Excludes smart/fitness watches, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of June 16, 2022, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 January - 31 December

Jan 1 – Dec 31 2022

Receive 0% interest plus no payments* for 12 months on sporting goods purchases of $699 or more with MILITARY STAR®

Limited to Firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing.

*Valid January 1 - December 31, 2022, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction of $699 or more on firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing equipment. Limited to stock available. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of June 16, 2022, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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Military Clothing Plan Now $1,000!

All active-duty Soldiers, Airmen and Marines, as well as Guard and Reserve members can now purchase up to $1,000 in qualifying merchandise on their MILITARY STAR® Military Clothing Plan interest free, doubling the plan’s original credit limit of $500.

*The Military Clothing Plan feature of the MILITARY STAR account may not be available to all eligible account holders. Maximum amount $1,000, with 12 minimum monthly payments. Eligible items include DLATS merchandise and authorized commercial uniform clothing and accessories. No minimum purchase or down payment is required. The non-variable APR for purchases qualifying for the Military Clothing Plan is 0.00%. See Exchange Credit Program agreement for more details. Rewards exclude military clothing line of credit.

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BUY NOW & PAY LATER - PAY YOUR WAY!

Indefinitely

Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases

  • Choose your payment upfront
  • Get a reduced 9.99% APR
  • Earn rewards with every purchase

Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of June 16, 2022, a variable 11.74% APR applies to non-promotional purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms.

Monthly payment for a 36-month promotion is calculated as follows: 0.0323 of initial promotion purchase and rounded to the next cent. PL#90036.

††Monthly payment for a 48-month promotions is calculated as follows: 0.0254 of initial promotion purchase and rounded to the next cent. PL#90048.

†††Monthly payment for a 60-month promotion is calculated as follows: 0.0212 of initial promotion purchase and rounded to the next cent. PL#90060.

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