Take an extra 15% off all beauty product purchases with MILITARY STAR®.
Valid on cosmetics, fragrances, bath and body, skin care, hair care and nail products.
Valid December 1 – 7, 2023 at any Army & Air Force Exchange Service facilities and shopmyexchange.com. This offer is limited to cosmetics, fragrances, bath and body, hair care, skin care and nail products. Not valid on prior purchases. Limited quantities. Excludes layaway and clearance. Not valid at concessionaires, NEX, CGX or MCX facilities. Offer ends 2359 December 7, 2023.
Receive 0% interest plus no payments* for 12 months on Apple® purchases of $399 or more with MILITARY STAR®
Or 0% interest plus no payments* for 18 months on Apple® purchases of $999 or more with MILITARY STAR®
Valid December 30, 2022 – December 28, 2023, at any
Army & Air Force Exchange Service facilities and shopmyexchange.com. Apple
purchases of $399 or more in a single transaction qualify for 12 month no
interest and no payments financing. 12 Month PL# 43885. Apple purchases
of $999 or more in a single transaction qualify for 18 month no interest and no
payments financing. 18 Month PL# 43887. Excludes Apple smartphones,
prior purchases, concessionaires, Exchange Online MarketPlace, NEX MCX and CGX.
Offer ends 2359 CT on final day of promotion. MILITARY STAR promotions subject
to credit approval. Standard account terms apply to non-promotional purchases
and, after promotion ends, to promotional purchases. As of July 27, 2023, a
variable 15.49% APR applies to retail plan purchases, and a variable 23.49%
APR applies to accounts subject to penalty APR. Minimum interest charge:
50¢. See Exchange Credit Program Agreement for more details.
Receive a $20 Bonus Reward when you open a MILITARY STAR® account in-store + make a purchase on the same day.
*Upon new account approval in-store at an Exchange, new MILITARY STAR cardmembers will receive a bonus $20 digital reward after making a purchase on the same day the account is opened from December 1 - 14, 2023. Excludes new accounts opened online, at NEX, MCX and CGX. Excludes prior purchases and military clothing line of credit purchases. 2,000 points will be applied to the qualifying accounts in January 2024 and will generate a $20 digital reward after the customer’s account cycles. Offer ends at 2359 CT on final day of promotion.
Receive 0% interest plus no payments* for 6 months on Home Depot purchases with MILITARY STAR®
*Valid May 8, 2023 – December 31, 2024 on Home Depot purchases at shopmyexchange.com. Excludes prior purchases and Exchange in-store purchases. Offer ends at 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 6 months on Home Goods purchases of $199 or more with MILITARY STAR®
*VALID DECEMBER 1 - 24, 2023, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Includes purchases on domestic houseware, kitchenware, bed, bath and kitchen linens, vacuums, bakeware, cookware, small appliances, dinnerware and glassware. Excludes major appliances, Home Depot, prior purchases, layaways, concessionaires, Exchange Online Marketplace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 12 months on Electronics purchases of $699 or more with MILITARY STAR®
*VALID NOVEMBER 3, 2023 – DECEMBER 24, 2023, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Must be a Samsung, LG, Sony. Hisense, Vizio, Bose, Sonos, HP, Playstation o Xbox electronics purchase of $699 or more in a single transaction. Limited to stock available. Excludes Sony, Samsung and LG smartphones, electronics toys, prior purchases, concessionaires and Exchange Online Marketplace. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details. Offer ends at 2359 CT on final day of promotion.
Receive 0% interest plus no payments* for 6 months on Fitness Equipment purchases of $299 or more with MILITARY STAR®
Or 0% interest plus no payments* for 12 months on Fitness Equipment purchases of $599 or more with MILITARY STAR®
*Valid December 1, 2023 – February 1, 2024, at any Army & Air Force Exchange Service or at shopmyexchange.com. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX MCX and CGX. Offer ends 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program Agreement for more details.
Receive one entry into the "Your Holiday Bill is on Us" Sweepstakes when you use MILITARY STAR® anywhere the card is accepted as payment Nov. 1 – Dec. 31, 2023.
Grand Prize Entire balance paid (5 winners). (Minimum $2,500 account credit).
Second Prize $1,000 MILITARY STAR account credit (10 winners).
3rd Prize $500 MILITARY STAR account credit (25 winners).
Click to Open Official Rules (pdf)
No purchase is necessary to enter or win. A purchase does not increase the chances of winning.
Take an extra 10% off toys with MILITARY STAR®
*VALID NOVEMBER 24 – DECEMBER 28, 2023, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Additional discount will be applied automatically at checkout when MILITARY STAR is used for payment. Limited to stock on hand. Excludes prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX facilities. Offer ends at 2359 CT on final day of promotion.
Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases
Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction
MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to non-promotional purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms.
†Monthly payment for a 36-month promotion is calculated as follows: 0.0323 of initial promotion purchase and rounded to the next cent. PL#90036.
††Monthly payment for a 48-month promotion is calculated as follows: 0.0254 of initial promotion purchase and rounded to the next cent. PL#90048.
†††Monthly payment for a 60-month promotion is calculated as follows: 0.0212 of initial promotion purchase and rounded to the next cent. PL#90060.
Receive 0% interest plus no payments* for 12 months on Bridal and Engagement jewelry purchases of $799 or more with MILITARY STAR ®
*Valid June 30 – December 28, 2023, at any Army & Air Force Exchange Service facility or at shopmyexchange.com. Bridal and engagement jewelry purchases of $799 or more qualify for 12 months no interest and no payments financing. Excludes, prior purchases, concessionaires, Exchange Online Marketplace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest* for 12 months on vehicle down payments between $500 - $3,500 with MILITARY STAR®
Valid on Down Payment Financing Only and not on the total purchasing price
*Valid October 1 – December 31, 2023 at on-base Army & Air Force Exchange Service Overseas Military AutoSource (MAS) locations, including Guam and Puerto Rico. Includes new or certified pre-owned car or truck or motorcycle purchases. Must be a single transaction. Excludes prior purchases, NEX, MCX and CGX. MILITARY STAR is not a licensed automobile loan lender or broker. MILITARY STAR does not process, underwrite or make any credit decisions regarding auto loans, and does not represent any of the lenders featured at MAS concessions on the installation.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 6 months on Care Care Services and/or Tire purchases of $199 or more with MILITARY STAR®
Valid at Army & Air Force Exchange Service Car Care, Concessionaire Car Care Centers and MCX Car Care Centers
*Valid September 1 – December 31, 2023 at any Army & Air Force Exchange Service Car Care, Concessionaire Car Care Centers and MCX Car Care Centers. Must be a purchase of $199 or more in a single transaction. Excludes prior purchases, layaways, the Exchange Online MarketPlace, NEX and CGX.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 6 months on Optical Center and/or Vista Optical Center purchases of $299 or more with MILITARY STAR® (In-store only.)
*Valid October 1 - December 31, 2023, at Army & Air Force Exchange Service Optical Centers and Vista Optical Centers facilities. Must be an optical purchase totaling $299 or more in a single transaction. Limited to stock available. Excludes prior purchases, layaways, shopmyexchange.com, Exchange Marketplace, NEX, MCX and CGX.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 90 days on Durable Medical Equipment purchases of $99 or more with MILITARY STAR®
*Valid October 1 – December 31, 2023, at Army & Air Force Exchange Service Durable Medical Equipment stores. Excludes prior purchases, Army & Air Force Exchange Service in-store purchases, shopmyexchange.com, Exchange Online Marketplace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of July 27, 2023, a variable 15.49% APR applies to retail plan purchases, and a variable 23.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Customers with exchange shopping privileges can book vacation amenities with MILITARY STAR through American Forces Travel (AFT) for great military discounts on hotels and vacation packages. With over 1 million hotels and over 76,000 destinations, military families can access exclusive discounts up to 50% off hotels and receive 24/7 traveler support.
PLUS, opening a new MILITARY STAR account saves 10% on travel if used on first day’s purchases. Purchases with MILITARY STAR also earn points towards a $20 digital rewards card. Customers can book travel by visiting https://www.americanforcestravel.com/star today!
All active-duty Soldiers, Airmen and Marines, as well as Guard and Reserve members can now purchase up to $1,000 in qualifying merchandise on their MILITARY STAR® Military Clothing Plan interest free, doubling the plan’s original credit limit of $500.
*The Military Clothing Plan feature of the MILITARY STAR account may not be available to all eligible account holders. Maximum amount $1,000, with 12 minimum monthly payments. Eligible items include DLATS merchandise and authorized commercial uniform clothing and accessories. No minimum purchase or down payment is required. The non-variable APR for purchases qualifying for the Military Clothing Plan is 0.00%. See Exchange Credit Program agreement for more details. Rewards exclude military clothing line of credit.
