Exchange®

Introducing PAY YOUR WAY!

Indefinitely

Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases

  • Choose your payment upfront
  • Get a reduced 9.99% APR
  • Earn rewards with every purchase

Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to non-promotional purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms.

Monthly payment for a 36-month promotion is calculated as follows: 0.0323 of initial promotion purchase and rounded to the next cent. PL#90036

††Monthly payment for a 48-month promotions is calculated as follows: 0.0254 of initial promotion purchase and rounded to the next cent. PL#90048.

†††Monthly payment for a 60-month promotion is calculated as follows: 0.0212 of initial promotion purchase and rounded to the next cent. PL#90060.

Back to Top

14 - 28 May

14 to 28 May

Save 15% on your first day’s purchases when you open a new MILITARY STAR® account. Offer valid 14-28 May, 2020

Discount valid on new and approved accounts only. Must be a first time purchase made during the promotion dates to receive discount.

*Upon account approval, new MILITARY STAR® account holders will receive 15% off all first day’s purchases made May 14-28, 2020, on the MILITARY STAR retail line of credit. Discount will be applied as a credit on the customer’s first monthly billing statement. Discount not valid on MILITARY STAR clothing line of credit. Valid anywhere MILITARY STAR is accepted as payment. Offer ends at 2359 CT on final day of promotion. Certain restrictions and limitation may apply.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

15 - 28 May

15 to 28 May

Receive 0% interest for 18 months on select furniture and/or mattresses of $1,299 or more with MILITARY STAR®

Minimum Payments Due

*Valid May 15- 28, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be an Ashley and Bassett furniture and/or Serta, Sealy, Sierra Sleep, Beautyrest, Tempur-Pedic and Scott Living by Restonic mattress purchases of $1,299 or more in a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Minimum monthly payments required. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

22 May - 4 June

22 May to 4 June

Save $15 on beauty product purchases of $100 or more with MILITARY STAR®

Online Code: beauty94 (case sensitive)

*Valid May 22 – June 04, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Offer limited to cosmetics, fragrances, bath and body, hair care, skin care and nail products. Coupon must be presented at checkout. Limit one coupon offer per customer per day. Must be used in a single transaction. Cannot be combined with any other offer. Limited quantities. No cash redemption value. Excludes prior purchases, concessionaires, Exchange Online Marketplace, NEX, and MCX. Offer ends at 2359 on final day of promotion.

Back to Top

22 May - 10 September

22 May to 10 September

Receive 0% interest plus no payments* for 12 months on any major appliance purchases of $499 or more with MILITARY STAR®

*Valid May 22- September 10, 2020, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Must be a major appliance purchase of $499 or more in a single transaction. Limited to stock available. Excludes electronics, prior purchases, concessionaires, Exchange Online Marketplace, CGX, MCX and NEX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

15 May - 27 August

15 May January to 27 August

Receive 0% interest plus no payments* for 12 months on jewelry and/or watch purchases of $799 or more with MILITARY STAR®

*Valid May 15 - August 27, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a fine jewelry and/or watch purchase of $799 or more in a single transaction. Limited to stock available. Excludes smart/fitness watches, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

15 May - 27 August

15 May to 27 August

Receive 0% interest plus no payments* for 12 months on sporting goods purchases of $699 or more with MILITARY STAR®

Limited to Firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing.

*Valid May 15 - August 27, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction of $699 or more on firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing equipment. Limited to stock available. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

1 May - 31 July

1 May to 31 July

Receive 0% interest plus no payments* for 12 months on auto care services of $499 or more with MILITARY STAR®

Valid at these locations: Exchange Direct and Concession Auto Care Centers, NEX Direct Car Care Services, MCX Firestones and CGX Car Care Centers.

*Valid May 1- July 31, 2020, at any Army & Air Force Exchange Service Car Care and Concession Car Care, NEX Direct Car Care Centers, MCX Firestone and CGX Car Care Centers. Must be an automotive service of $499 or more in a single transaction. Limited to stock available. Excludes prior purchases, layaways, Exchange Online MarketPlace and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

1 February - 31 July

1 February to 31 July

Pay 2.99% interest* for 12 months on new vehicle down payments between $500 - $2,500 with MILITARY STAR®

Valid on Down Payment Financing Only and Excludes Total Vehicle Purchase Price

*Valid February 1 – July 31, 2020, at Army & Air Force Exchange Service, Navy Exchange and Marines Exchange Overseas Military Auto Source (MAS) locations. Includes new car, motorcycle and ATV purchases. Must be a single transaction. Limited to stock available. Excludes prior purchases and CGX. MILITARY STAR is not a licensed automobile loan lender or broker. MILITARY STAR does not process, underwrite or make any credit decision regarding auto loans, and does not represent any of the lenders featured at MAS Concessions on the installations. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top