Exchange®

Introducing PAY YOUR WAY!

Indefinitely

Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases

  • Choose your payment upfront
  • Get a reduced 9.99% APR
  • Earn rewards with every purchase

Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to non-promotional purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms.

Monthly payment for a 36-month promotion is calculated as follows: 0.0323 of initial promotion purchase and rounded to the next cent. PL#90036

††Monthly payment for a 48-month promotions is calculated as follows: 0.0254 of initial promotion purchase and rounded to the next cent. PL#90048.

†††Monthly payment for a 60-month promotion is calculated as follows: 0.0212 of initial promotion purchase and rounded to the next cent. PL#90060.

Back to Top

1 July - 30 September

1 July to 30 September

Receive 0% interest plus no payments* for 6 months on Optical Center and/or Vista Optical Center purchases of $199 or more with MILITARY STAR®

In-store only.

*Valid July 1 - September 30, 2020, at Army & Air Force Exchange Optical Center and Vista Optical Centers. Must be a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, shopmyexchange.com, Exchange Online Marketplace and CGX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

31 July - 13 August

31 July to 13 August

Receive 0% interest plus no payments* for 12 months on Dell and Alienware Computer purchases of $899 or more with MILITARY STAR®

*Valid July 31 – August 13, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a Dell and/or Alienware computer purchase in a single transaction. Limited to stock available. Excludes prior purchases, layaway, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

22 May - 10 September

22 May to 10 September

Receive 0% interest plus no payments* for 12 months on any major appliance purchases of $499 or more with MILITARY STAR®

*Valid May 22- September 10, 2020, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Must be a major appliance purchase of $499 or more in a single transaction. Limited to stock available. Excludes electronics, prior purchases, concessionaires, Exchange Online Marketplace, CGX, MCX and NEX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

24 July - 6 August

24 July to 6 August

Receive 0% interest for 18 months on select furniture and/or mattresses of $1,299 or more with MILITARY STAR®

Minimum Payments Required

*Valid July 24 – August 6, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a furniture or mattress purchases of $1,299 or more in a single transaction. Limited to stock available. Excludes Outdoor Living, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Minimum monthly payments required. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

15 May - 27 August

15 May to 27 August

Receive 0% interest plus no payments* for 12 months on sporting goods purchases of $699 or more with MILITARY STAR®

Limited to Firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing.

*Valid May 15 - August 27, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction of $699 or more on firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing equipment. Limited to stock available. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

1 July - 30 September

1 July to 30 September

Customers receive 0% interest plus no payments* for 6 months on Family Dental and Coast Dental purchases of $199 or more with MILITARY STAR®

*Valid July 1- September 30, 2020 at any Army & Air Force Exchange Service Dental Car facilities. Must be a single purchase. Excludes prior purchases, layaways, concessionaires, Exchange Online Marketplace, CGX and NEX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

15 May - 31 December

15 May January to 31 December

Receive 0% interest plus no payments* for 12 months on jewelry and/or watch purchases of $799 or more with MILITARY STAR®

*Valid May 15 - December 31, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a fine jewelry and/or watch purchase of $799 or more in a single transaction. Limited to stock available. Excludes smart/fitness watches, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top