Customers automatically earn four points for every $1 spent on any purchase made with MILITARY STAR®
Earn points faster. Reach 2,000 points and receive $20 in Digital Rewards.
*Valid December 11-12, 2022 anywhere MILITARY STAR is accepted as tender of payment. Double points will be awarded on or about January 12, 2023. Excludes military clothing line of credit. Certain restrictions and limitations may apply. Offer ends at 2359 CT on final day of promotion.
Receive 0% interest plus no payments* for 12 months on Apple purchases of $499 or more with MILITARY STAR®
Excludes smartphones.
Take an additional 15% off with MILITARY STAR® on Clothing, Footwear and Handbags!
*Valid December 9 – 24, 2022, at Army & Air Force Exchange facilities and shopmyexchange.com. Excludes Exchange Plus, military clothing, Alexandre of London, designer handbags and pre-owned designer handbags, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX. Limited to stock on hand. Offer ends at 2359 CT on final day of promotion.
Save an additional 10% on Jewelry and Watches with MILITARY STAR®
* Valid December 9 - 11, 2022, at any Army & Air Force Exchange facilities and shopmyexchange.com. Discount will be applied automatically at the register when MILITARY STAR is used for payment. Discount will be applied online with MILITARY STAR payment. Limited to stock available. Must be a single transaction. No cash redemption value. Excludes Exchange Plus, layaways, prior purchases, concessionaires, Exchange Online Marketplace, NEX, MCX and CGX. Also excludes James Avery. Offer ends at 2359 CT on final day of promotion.
Receive 15% off beauty product purchases made with MILITARY STAR®. Valid on Cosmetics, Fragrances, Skin Care, Hair Care and Nail Products.
*Valid December 2 – 24, 2022, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a cosmetics, fragrance, hair care, skin care or nail product purchase in a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, layaway, Exchange Online Marketplace, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.
Receive 0% interest plus no payments* for 12 months on select electronics purchases of $699 or more with MILITARY STAR®
*Valid December 2 – 24, 2022, at any Army & Air Force Exchange Service facility, shopmyexchange.com and CGX. Must be a Samsung, LG, Sony. Hisense and Vizio electronics purchase of $699 or more in a single transaction. Limited to stock available. Excludes Sony PlayStation, Sony, Samsung and LG smartphones, prior purchases, concessionaires and Exchange Online Marketplace. Offer ends at 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest for 18 months on Select Furniture and Mattress purchases $1,099 or more with MILITARY STAR®
MINIMUM PAYMENTS REQUIRED
*Valid December 2, 2022 – January 12, 2023 2 at Army & Air Force Exchange Service facilities, shopmyexchange.com and CGX. Must be a furniture and/or any mattress purchase of $1,099 or more in a single transaction. Limited to stock available. Excludes outdoor living, prior purchases, concessionaires, Exchange Online MarketPlace, NEX and MCX. Offer ends at 2359 CT on final day of promotion.
MILITARY STAR promotions subject to credit approval. Minimum monthly payments required. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive an additional 10% off toys with MILITARY STAR®
*Valid Novermber 24 – December 29, 2022 at any Army & Air Force Exchange Service facility and shopmyexchange.com. Additional discount will be applied automatically at checkout when MILITARY STAR is used for payment. Limited to stock on hand. Excludes clearance, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX or MCX facilities. Offer ends at 2359 CT on final day of promotion.
Save an additional 10% on Fine Jewelry and Watches with MILITARY STAR®
* Valid December 16 - 24, 2022, at any Army & Air Force Exchange facilities and shopmyexchange.com. Discount will be applied automatically at the register when MILITARY STAR is used for payment. Discount will be applied online with MILITARY STAR payment. Limited to stock available. Must be a single transaction. No cash redemption value. Excludes Exchange Plus, pre-owned and Omega watches, layaways, prior purchases, concessionaires, Exchange Online Marketplace, NEX, MCX and CGX. Also excludes James Avery. Offer ends at 2359 CT on final day of promotion.
Receive 0% interest plus no payments* for 6 months on Optical Center and/or Vista Optical Center purchases of $299 or more with MILITARY STAR ®
In-store only.
*Valid December 1, 2022 - January 31, 2023, at Army & Air Force Exchange Optical Centers and Vista Optical Centers. Must be a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, shopmyexchange.com, Exchange Online Marketplace.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 6 months on Car Care Services and/or Tire purchases of $199 or more with MILITARY STAR®
Valid at Army & Air Force Exchange Service Car Care, Concessionaire Car Care Centers, and MCX Car Care Centers.
*Valid September 1 – December 31, 2022 at any Army & Air Force Exchange Service Car Care, Concessionaire Car Care Centers and MCX Car Care Centers. Must be a purchase of $199 or more in a single transaction. Excludes prior purchases, layaways, the Exchange Online MarketPlace, NEX and CGX.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
All active-duty Soldiers, Airmen and Marines, as well as Guard and Reserve members can now purchase up to $1,000 in qualifying merchandise on their MILITARY STAR® Military Clothing Plan interest free, doubling the plan’s original credit limit of $500.
*The Military Clothing Plan feature of the MILITARY STAR account may not be available to all eligible account holders. Maximum amount $1,000, with 12 minimum monthly payments. Eligible items include DLATS merchandise and authorized commercial uniform clothing and accessories. No minimum purchase or down payment is required. The non-variable APR for purchases qualifying for the Military Clothing Plan is 0.00%. See Exchange Credit Program agreement for more details. Rewards exclude military clothing line of credit.
Available only at Army & Air Force Exchange Service and participating Navy and Marine facilities. Rewards exclude military clothing line of credit. Two percent back in rewards is equal to 2 points per $1 spent.
Customers with exchange shopping privileges can book vacation amenities with MILITARY STAR through American Forces Travel (AFT) for great military discounts on hotels and vacation packages. With over 1 million hotels and over 76,000 destinations, military families can access exclusive discounts up to 50% off hotels and receive 24/7 traveler support.
PLUS, opening a new MILITARY STAR account saves 10% on travel if used on first day’s purchases. Purchases with MILITARY STAR also earn points towards a $20 digital rewards card. Customers can book travel by visiting https://www.americanforcestravel.com/star today!
Receive one entry into the "Your Holiday Bill is on Us" Sweepstakes when you use MILITARY STAR® anywhere the card is accepted as payment November 1 – December 31, 2022.
Grand Prize Entire balance paid (5 winners). (Minimum $2,500 account credit).
Second Prize $1,000 MILITARY STAR account credit (10 winners).
3rd Prize $500 MILITARY STAR account credit (25 winners).
Click to Open Official Rules (pdf)
No purchase is necessary to enter or win. A purchase does not increase the chances of winning.
Pay 0% interest* for 12 months on vehicle down payments between $500 - $3,500 with MILITARY STAR®
Valid on Down Payment Financing Only and not on the total purchasing price
*Valid October 1 – December 31, 2022 at Army & Air Force Exchange Service and Marines Exchange Overseas Military AutoSource (MAS) locations, including Guam and Puerto Rico. Includes new or certified pre-owned car or truck or motorcycle purchases. Must be a single transaction. Excludes prior purchases, NEX and CGX. MILITARY STAR is not a licensed automobile loan lender or broker. MILITARY STAR does not process, underwrite or make any credit decisions regarding auto loans, and does not represent any of the lenders featured at MAS concessions on the installation.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases
Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction
MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to non-promotional purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms.
†Monthly payment for a 36-month promotion is calculated as follows: 0.0323 of initial promotion purchase and rounded to the next cent. PL#90036.
††Monthly payment for a 48-month promotion is calculated as follows: 0.0254 of initial promotion purchase and rounded to the next cent. PL#90048.
†††Monthly payment for a 60-month promotion is calculated as follows: 0.0212 of initial promotion purchase and rounded to the next cent. PL#90060.
Receive 0% interest plus no payments* for 12 months on jewelry and/or watch purchases of $799 or more with MILITARY STAR ®
*Valid January 1 - December 31, 2022, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a fine jewelry and/or watch purchase of $799 or more in a single transaction. Limited to stock available. Excludes smart/fitness watches, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 12 months on sporting goods purchases of $699 or more with MILITARY STAR®
Limited to Firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing.
*Valid January 1 - December 31, 2022, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction of $699 or more on firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing equipment. Limited to stock available. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 12 months on CPO Selectee Military Clothing purchases with MILITARY STAR®
Valid July 15 - December 31, 2022 at participating Exchange Military Clothing locations.
*Valid July 15 - December 31, 2022 at Fort Sam Houston, Tinker AFB, NAS JRB, Lackland AFB, Okinawa Kadena MCSS and all Marine Corps locations only. This offer includes CPO Selectee military clothing only. Valid in-store only. Limited to stock available. Excludes prior purchases, layaways, concessionaires, specialty store, Exchange Online Marketplace, NEX and CGX facilities. PL #43850. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of November 3, 2022, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
