Exchange®

Introducing PAY YOUR WAY!

Indefinitely

Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases

  • Choose your payment upfront
  • Get a reduced 9.99% APR
  • Earn rewards with every purchase

Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction

*MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 36-month promotions, 0.0323 of initial promotional purchase. The fixed monthly payment will be rounded to the next cent. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to non-promotional purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms. PL#90036.

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 48-month promotions, 0.0254 of initial promotional purchase. The fixed monthly payment will be rounded to the next cent. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to non-promotional purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms. PL#90048.

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 60-month promotions, 0.0212, of initial promotional purchase. The fixed monthly payment will be rounded to the next cent. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to non-promotional purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms. PL#90060.

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1 February - 31 March

1 February to 31 March

Receive 0% interest plus no payments* for 6 months on auto care services of $199 or more with MILITARY STAR®

Valid at these locations: Exchange Concession and Direct Auto Care Centers, Firestone, Precision Tune Auto Care, NEX Direct Car Care Service and MCX Firestone.

*Valid February 1- March 31, 2020, at any Army & Air Force Exchange Service Car Care, all Concessionaire Car Car Care Centers, NEX Direct Car Care Centers and MCX Firestone. Must be an automotive service or tire purchase of $199 or more in a single transaction. Limited to stock available. Excludes prior purchases, layaways, Exchange Online MarketPlace and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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01 January - 31 March

1 GNC to 31 March

Customers receive 0% interest plus no payments* for 90 days on GNC Store purchases of $99 or more with MILITARY STAR®

*Valid January 1- March 31, 2020 at any Army & Air Force Exchange Service GNC Store. Must be a single purchase. Excludes main store purchases, prior purchases, layaways, concessionaires, Exchange Online Marketplace, CGX and NEX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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27 December - 9 April

27 December to 9 April

Receive 0% interest plus no payments for 12 months on any furniture and/or mattresses of $799 or more with MILITARY STAR®

*Valid December 27, 2019 – April 9, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a furniture or mattress purchases of $799 or more in a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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03 January - 30 April

3 January to 30 April

Receive 0% interest plus no payments* for 12 months on jewelry and/or watch purchases of $799 or more with MILITARY STAR ®

*Valid January 3 - April 30, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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03 January - 30 April

3 Jan to 30 April

Receive 0% interest plus no payments* for 12 months on any major appliance purchases of $799 or more with MILITARY STAR®

*Valid January 3 - April 30, 2020, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Must be a major appliance purchase of $799 or more. Limited to stock available. Excludes prior purchases, concessionaires, Exchange Online Marketplace, CGX, MCX and NEX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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03 January - 30 April

3 January to 30 April

Customers receive 0% interest plus no payments* for 12 months on outdoor living purchases of $699 or more with MILITARY STAR®

Includes grills, patio furniture, outdoor storage, lawn, garden and pool merchandise.

*Valid January 3 – April 30, 20120, at Army & Air Force Exchange Service facilities and shopmyexchange.com. Must be a single purchase of $699 or more on grills, patio furniture, outdoor storage, lawn, garden and pool merchandise. Limited to stock available. Excludes prior purchases, concessionaires, Exchange Online Marketplace, CGX, MCX and NEX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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03 January - 30 April

3 January to 30 April

Receive 0% interest plus no payments* for 12 months on sporting goods purchases of $699 or more with MILITARY STAR®

Limited to Firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing.

*Valid January 3 - April 30, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction of $699 or more on firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing equipment. Limited to stock available. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 February - 31 July

1 February to 31 July

Pay 2.99% interest* for 12 months on new vehicle down payments between $500 - $2,500 with MILITARY STAR®

Valid on Down Payment Financing Only and Excludes Total Vehicle Purchase Price

*Valid February 1 – July 31, 2020, at Army & Air Force Exchange Service, Navy Exchange and Marines Exchange Overseas Military Auto Source (MAS) locations. Includes new car, motorcycle and ATV purchases. Must be a single transaction. Limited to stock available. Excludes prior purchases and CGX. MILITARY STAR is not a licensed automobile loan lender or broker. MILITARY STAR does not process, underwrite or make any credit decision regarding auto loans, and does not represent any of the lenders featured at MAS Concessions on the installations. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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