Exchange®

Introducing PAY YOUR WAY!

Indefinitely

Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases

  • Choose your payment upfront
  • Get a reduced 9.99% APR
  • Earn rewards with every purchase

Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction

*MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 36-month promotions, 0.0323 of initial promotional purchase. The fixed monthly payment will be rounded to the next cent. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to non-promotional purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms. PL#90036.

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 48-month promotions, 0.0254 of initial promotional purchase. The fixed monthly payment will be rounded to the next cent. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to non-promotional purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms. PL#90048.

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 60-month promotions, 0.0212, of initial promotional purchase. The fixed monthly payment will be rounded to the next cent. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to non-promotional purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms. PL#90060.

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01 November to 31 December

1 November to 31 December

Receive one entry into the Your Holiday Bill is on Us Sweepstakes when you use your MILITARY STAR® anywhere MILITAY STAR is accepted as payment between November 1 – December 31, 2019.

Grand Prize Entire balance paid. (5 winners). (Minimum $2,500 account credit)

Second Prize $1,000 MILITARY STAR account credit. (10 winners)

3rd Prize $500 MILITARY STAR account credit. (25 winners)

Click to Open Official Rules (pdf)

No purchase is necessary to enter or win. A purchase does not increase the chances of winning. Visit MyECP.com/CustomerAds/Page/Exchange for sweepstakes details.

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29 November to 26 December

29 November to 26 December

Receive 0% interest plus no payments* for 12 months on Samsung, Sony, LG and Hisense electronics purchases of $699 or more with MILITARY STAR®

Excludes Sony PlayStation products, Sony, LG and Samsung smartphones and appliances.

*Valid November 29 – December 26, 2019, at Army & Air Force Exchange facilities, shopmyexchange.com, CGX and shopcgx.com. Must be a single transaction of $699 or more on Samsung, Sony, LG and Hisense electronics. Excludes Sony PlayStation, Sony, LG and Samsung smartphones and appliances, prior purchases, concessionaires, Exchange Online Marketplace, NEX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 to 26 December

1 to 26 December

Receive 0% interest plus no payments for 12 months on furniture and/or mattresses of $799 or more with MILITARY STAR®

*Valid December 1-26, 2019, at Army & Air Force Exchange facilities and shopmyexchange.com. The offer includes Ashley, Serta, Sealy, Tempur-Pedic, Stearns & Foster and Scott Living by Restonic mattress purchases of $799 or more in a single transaction. Ashley brands include Benchcraft, Sierra Sleep, and Signature Design by Ashley Limited to stock available. Excludes prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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22 November to 26 December

22 November to 26 December

Receive 0% interest plus no payments* for 6 months on prestige handbag and/or wallet purchases of $249 or more with MILITARY STAR®

Includes: Michael Kors, COACH, Dooney & Bourke, Brahmin, Brighton Collection, Kate Spade, Polo Ralph Lauren, Frye, Vince Camuto, Patricia Nash and Calvin Klein

*Valid November 22 – December 26, 2019, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a prestige handbag and/or wallet purchase of $249 in a single transaction. Brands include: Michael Kors, COACH, Dooney & Bourke, Brahmin, Brighton Collection, Kate Spade, Polo Ralph Lauren, Frye, Vince Camuto, Patricia Nash and Calvin Klein. Limited to stock available. Excludes Brighton jewelry, prior purchases, concessionaires, Exchange Online Marketplace, DeCA, NEX, CGX and MCX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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22 November to 26 December

22 November to 26 December

Receive 0% interest plus no payments* for 6 months on sporting goods purchases of $299 or more with MILITARY STAR®

Limited to Firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing.

*Valid November 22 - December 26, 2019, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction of $299 or more on firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing equipment. Limited to stock available. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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6 to 24 December

6 to 24 December

Receive $15 off beauty purchases of $100 or more with MILITARY STAR. Limited to cosmetics, fragrances, bath and body, hair care, skin care and nail products®.

Coupon Required In-Store. Online code: beauty89 (case sensitive)

*Valid December 6 - 24, 2019, at Army & Air Force Exchange facilities and shopmyexchange.com. Limited to cosmetics, fragrances, bath and body, hair care, skin care and nail products. Limited to stock available. Must be a single transaction. Limit one coupon per customer per day. Cannot be combined with any other offer. No cash redemption value. Excludes prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX, MCX and MAC facilities. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 October to 31 December

1 October to 31 December

Receive 0% interest plus no payments* for 6 months on Optical Center and/or Vista Optical Center purchases of $299 or more with MILITARY STAR®

In-store only.

*Valid October 1 - December 31, 2019, at Army & Air Force Exchange Optical Center and Vista Optical Centers, NEX Optical Centers and MXC Optical Centers. Must be a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, shopmyexchange.com, Exchange Online Marketplace and CGX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 October to 31 December

1 October to 31 December

Customers receive 0% interest plus no payments* for 6 months on Exchange Service Dental Care and and MCX facilities purchases of $199 or more with MILITARY STAR®

*Valid October 1- December 31, 2019 at any Army & Air Force Exchange Service Dental Car and Marine Corp Exchange Dental Care facilities. Must be a single purchase. Excludes prior purchases, layaways, concessionaires, Exchange Online Marketplace, CGX and NEX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31,  2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 October to 31 December

1 October to 31 December

Receive 0% interest plus no payments* for 12 months on auto care services of $499 or more with MILITARY STAR®

Valid at these locations: Exchange Concession and Direct Auto Care Centers, Firestone, Precision Tune Auto Care, NEX Direct Car Care Service and MCX Firestone.

*Valid October 1- December 31, 2019, at any Army & Air Force Exchange Service Car Care, Firestone, Precision Tune Auto Care, NEX Direct Car Care Centers and MCX Firestone. Must be an automotive service of $499 or more in a single transaction. Limited to stock available. Excludes prior purchases, layaways, Exchange Online MarketPlace and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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29 March to 31 December

29 March to 31 December

Receive 0% interest plus no payments* for 12 months on jewelry and/or watch purchases of $799 or more with MILITARY STAR®

*Valid March 29 - December 31, 2019, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction. Limited to stock available. Excludes smart watches, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of October 31, 2019, a variable 11.74% APR applies to retail plan purchases, and a variable 19.74% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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