Exchange®

Introducing PAY YOUR WAY!

Indefinitely

Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases

  • Choose your payment upfront
  • Get a reduced 9.99% APR
  • Earn rewards with every purchase

Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to non-promotional purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms.

Monthly payment for a 36-month promotion is calculated as follows: 0.0323 of initial promotion purchase and rounded to the next cent. PL#90036

††Monthly payment for a 48-month promotions is calculated as follows: 0.0254 of initial promotion purchase and rounded to the next cent. PL#90048.

†††Monthly payment for a 60-month promotion is calculated as follows: 0.0212 of initial promotion purchase and rounded to the next cent. PL#90060.

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29 November - 24 December

29 November to 24 December

Receive 0% interest, plus no payments for 12 months on select furniture and all mattress purchases of $799 or more with MILITARY STAR®

*Valid November 29 - December 24, 2020, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Must be a Best Home, Catnapper, Wiselift, Furniture of America, Omnia, Steve Silver Furniture, Titan Chairs and any mattress purchase of $799 or more in a single transaction. Limited to stock available. Excludes outdoor furniture, prior purchases, concessionaires, Exchange Online MarketPlace and NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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23 November - 7 December

23 November to 7 December

Pay with Your MILITARY STAR® Card and be entered automatically for a chance to win a $500 credit to your account balance.

There will be 50 Grand Prizes Awarded.

Abbreviated Rules. No Purchase Necessary. Open only to authorized Defense Commissary Agency patrons who are legal residents of 50 US & DC and are 18 years of age or older at time of entry. Begins 11/23/20 and ends 12/7/20. For complete Official Rules, go online to www.kelloggrewards.com/starcard. Odds of winning depend on number of eligible entries received from all methods combined. Void where prohibited. Sponsor: Kellogg Company, One Kellogg Square, Battle Creek, MI 49016. ®, TM © 2020 Kellogg MA Co.

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1 November - 31 December

1 November to 31 December

Receive one entry into the Your Holiday Bill is on Us Sweepstakes when you use your MILITARY STAR® anywhere MILITARY STAR is accepted as payment between November 1 – December 31, 2020.

Grand Prize Entire balance paid. (5 winners). (Minimum $2,500 account credit)

Second Prize $1,000 MILITARY STAR account credit. (10 winners)

3rd Prize $500 MILITARY STAR account credit. (25 winners)

Click to Open Official Rules (pdf)

No purchase is necessary to enter or win. A purchase does not increase the chances of winning.

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1 September - 31 December

1 September to 31 December

Receive 0% interest plus no payments* for 6 months on Car Care Services or Tire purchases of $199 or more with MILITARY STAR®

Valid at these locations: Army & Air Force Exchange Service Car Care, and all Concessionaire Car Care Centers, NEX Direct Car Care Centers, CGX Car Care facilities and MCX Firestone.

*Valid September 1 – December 31, 2020 at any Army & Air Force Exchange Service Car Care and all Concessionaire Car Care Centers, NEX Direct Car Care Centers, CGX Car Care facilities and MCX Firestone. Must be a purchase of $199 or more in a single transaction. Excludes prior purchases, layaways, and the Exchange Online MarketPlace.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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Military Clothing Plan Now $1,000!

All active-duty Soldiers, Airmen and Marines, as well as Guard and Reserve members can now purchase up to $1,000 in qualifying merchandise on their MILITARY STAR® Military Clothing Plan interest free, doubling the plan’s original credit limit of $500.

*The Military Clothing Plan feature of the MILITARY STAR account may not be available to all eligible account holders. Maximum amount $1,000, with 12 minimum monthly payments. Eligible items include DLATS merchandise and authorized commercial uniform clothing and accessories. No minimum purchase or down payment is required. The non-variable APR for purchases qualifying for the Military Clothing Plan is 0.00%. See Exchange Credit Program agreement for more details. Rewards exclude military clothing line of credit.

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15 May - 31 December

15 May January to 31 December

Receive 0% interest plus no payments* for 12 months on jewelry and/or watch purchases of $799 or more with MILITARY STAR®

*Valid May 15 - December 31, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a fine jewelry and/or watch purchase of $799 or more in a single transaction. Limited to stock available. Excludes smart/fitness watches, prior purchases, concessionaires, Exchange Online Marketplace, NEX, CGX and MCX.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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15 May - 31 December

15 May to 31 December

Receive 0% interest plus no payments* for 12 months on sporting goods purchases of $699 or more with MILITARY STAR®

Limited to Firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing.

*Valid May 15 - December 31, 2020, at Army & Air Force Exchange facilities and shopmyexchange.com. Must be a single transaction of $699 or more on firearms, bikes, and/or equipment for golf, team sports, marine and water sports, fitness, hunting, camping and fishing equipment. Limited to stock available. Excludes prior purchases, layaways, concessionaires, Exchange Online MarketPlace, NEX, MCX and CGX. Offer ends at 2359 CT on final day of promotion.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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1 September - 31 January

1 September to 31 January

Pay 2.99% interest* for 12 months on vehicle down payments between $500 - $2,500 with MILITARY STAR®

Valid on Down Payment Financing Only and not on the total purchasing price

*Valid at Europe, Pacific, Guam and Puerto Rico Military AutoSource (MAS) locations only. Includes car, motorcycle and ATV purchases. Must be a single down payment transaction of $500 - $2,500. Excludes prior purchases and CGX. MILITARY STAR is not a licensed automobile loan lender or broker. MILITARY STAR does not process, underwrite or make any credit decisions regarding auto loans, and does not represent any of the lenders featured at MAS concessions on the installation.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of March 16, 2020, a variable 10.24% APR applies to retail plan purchases, and a variable 18.24% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

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