Exchange®

27 January - 9 February

1/27 – 2/9 2023

Receive 0% interest plus no payments* for 12 months on select electronics purchases of $699 or more with MILITARY STAR®

*Valid January 27 – February 9, 2023, at any Army & Air Force Exchange Service facility and shopmyexchange.com. Must be a Samsung, LG, Sony, Hisense and Vizio electronics purchase of $699 or more in a single transaction. Limited to stock available. Excludes Sony PlayStation, Sony, Samsung and LG smartphones, prior purchases, concessionaires and Exchange Online Marketplace. Offer ends at 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of December 15, 2022, a variable 14.49% APR applies to retail plan purchases, and a variable 22.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

30 December 2022 - 28 December 2023

1 November to 31 December

Receive 0% interest plus no payments* for 12 months on Apple® purchases of $399 or more with MILITARY STAR®

Or 0% interest plus no payments* for 18 months on Apple® purchases of $999 or more with MILITARY STAR®


Valid December 30, 2022 – December 28, 2023, at any Army & Air Force Exchange Service facilities and shopmyexchange.com. Apple purchases of $399 or more in a single transaction qualify for 12 month no interest and no payments financing. 12 Month PL# 43885. Apple purchases of $999 or more in a single transaction qualify for 18 month no interest and no payments financing. 18 Month PL# 43887. Excludes Apple smartphones, prior purchases, concessionaires, Exchange Online MarketPlace, NEX MCX and CGX. Offer ends 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of December 15, 2022, a variable 14.49% APR applies to retail plan purchases, and a variable 22.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program Agreement for more details.  

Back to Top

20 January - 14 February

16-24 December

Save an additional 10% + 0% Interest & No payments for 12 months with MILITARY STAR®

*Valid through January 20 - February 14, 2023, at Army & Air Force Exchange Service facilities and shopmyexchange.com. The 10% discount will be applied automatically to select jewelry, watch, handbag, fragrance and beauty purchases with MILITARY STAR. Limited to stock available. Excludes Exchange Plus, designer and pre-owned handbags, Omega and pre-owned watches, smartwatches, prior purchases, layaways, concessionaires, Exchange Online Marketplace, NEX, MCX and CGX.

**Valid through January 20 - February 14, 2023, at Army & Air Force Exchange Service facilities and shopmyexchange.com. The 0% finance offer will be applied when there is a $799 or more jewelry and/or watch purchase in a single transaction. Limited to stock available. Excludes Exchange Plus, prior purchases, concessionaires, Exchange Online MarketPlace, NEX, CGX and MCX. Offer ends at 2359 CT on day of promotion. PL#43874. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of December 15, 2023, a variable 14.49% APR applies to retail plan purchases, and a variable 22.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.



Back to Top

1 January - 31 March

1 November to 31 December

Receive 0% interest plus no payments* for 90 days on GNC product purchases of $99 or more with MILITARY STAR®


Valid January 1 – March 31, 2023, at any Army & Air Force Exchange Service GNC store. Offer good on all GNC concession purchases $99 or more in a single transaction. Excludes prior purchases, Exchange in-store and online, Exchange Online MarketPlace, NEX, MCX and CGX. PL# 43879. Offer ends at 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of December 15, 2022, a variable 14.49% APR applies to retail plan purchases, and a variable 22.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details. 

Back to Top

1 December - 31 January

1 Dec to 31 January

Receive 0% interest plus no payments* for 6 months on Optical Center and/or Vista Optical Center purchases of $299 or more with MILITARY STAR ®

In-store only.

*Valid December 1, 2022 - January 31, 2023, at Army & Air Force Exchange Optical Centers and Vista Optical Centers. Must be a single transaction. Limited to stock available. Excludes prior purchases, concessionaires, shopmyexchange.com, Exchange Online Marketplace.

MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of December 15, 2022, a variable 14.49% APR applies to retail plan purchases, and a variable 22.49% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.

Back to Top

Military Clothing Plan Now $1,000!

All active-duty Soldiers, Airmen and Marines, as well as Guard and Reserve members can now purchase up to $1,000 in qualifying merchandise on their MILITARY STAR® Military Clothing Plan interest free, doubling the plan’s original credit limit of $500.

*The Military Clothing Plan feature of the MILITARY STAR account may not be available to all eligible account holders. Maximum amount $1,000, with 12 minimum monthly payments. Eligible items include DLATS merchandise and authorized commercial uniform clothing and accessories. No minimum purchase or down payment is required. The non-variable APR for purchases qualifying for the Military Clothing Plan is 0.00%. See Exchange Credit Program agreement for more details. Rewards exclude military clothing line of credit.

Back to Top

Book Travel with MILITARY STAR

10.4.22

Customers with exchange shopping privileges can book vacation amenities with MILITARY STAR through American Forces Travel (AFT) for great military discounts on hotels and vacation packages. With over 1 million hotels and over 76,000 destinations, military families can access exclusive discounts up to 50% off hotels and receive 24/7 traveler support.

PLUS, opening a new MILITARY STAR account saves 10% on travel if used on first day’s purchases. Purchases with MILITARY STAR also earn points towards a $20 digital rewards card. Customers can book travel by visiting https://www.americanforcestravel.com/star today!

Back to Top

BUY NOW & PAY LATER - PAY YOUR WAY!

Indefinitely

Pay Your Way is a special financing plan from MILITARY STAR® that lets you budget for major purchases

  • Choose your payment upfront
  • Get a reduced 9.99% APR
  • Earn rewards with every purchase

Choose $300 or more in merchandise and calculate your monthly payment before you complete your transaction

MILITARY STAR promotions subject to credit approval. Interest will be charged on promotional purchases from the purchase date at a reduced 9.99% APR and fixed monthly payments are required until promotion is paid in full. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases. As of December 15, 2022, a variable 14.49% APR applies to non-promotional purchases, and a variable 22.49% APR applies to accounts subject to penalty APR. Existing cardholders should see their credit card agreement for applicable terms.

Monthly payment for a 36-month promotion is calculated as follows: 0.0323 of initial promotion purchase and rounded to the next cent. PL#90036.

††Monthly payment for a 48-month promotion is calculated as follows: 0.0254 of initial promotion purchase and rounded to the next cent. PL#90048.

†††Monthly payment for a 60-month promotion is calculated as follows: 0.0212 of initial promotion purchase and rounded to the next cent. PL#90060.

Back to Top

Rewards Program News

Digital Rewards Email Required 12.13.21

Back to Top