The Exchange Credit Program (ECP) is administered by the Army and Air Force Exchange Service, a nonappropriated fund entity of the Department of Defense. Established by Congress in 1979 to protect service members from predatory lending, the program offers responsible credit solutions to Warfighters and their families.
ECP operates the MILITARY STAR credit card program on behalf of the Army, Air Force, Navy, Marine Corps and Coast Guard. Serving over one million active cardholders from all branches of service, the MILITARY STAR card is accepted at military exchanges, commissaries, Morale, Welfare and Recreation (MWR) activities, at shopmyexchange.com, myNavyExchange.com, ShopCGX.com and more.
MILITARY STAR cardholders benefit from fair and flexible terms to help them safely and affordably build credit, multiple discounts that save them money all year long, and critical Quality-of-Life programs that support their military community. Cardholders also have access to a mobile app to manage their account, along with the Exchange Contact Center, an internal team of dedicated professionals committed to serving the unique needs of military customers. The call center services approximately 4 million calls annually. Read more about MILITARY STAR benefits here.
The entire military community benefits when shoppers use the MILITARY STAR card. Each year, the MILITARY STAR card generates hundreds of millions of dollars in value for Warfighters and their families and contributes funding to critical military Quality-of-Life programs, such as Child, Youth and School Services; Armed Forces Recreation Centers; and other programs to support troops and their families.