All active-duty Soldiers, Sailors, Airmen and Marines, as well as National Guard and Reserve members can purchase up to $1,500 in qualifying merchandise on their MILITARY STAR® Military Clothing line of credit interest free.
*The Military Clothing Plan feature of the MILITARY STAR account may not be available to all eligible account holders. Maximum amount $1,500, with 12 minimum monthly payments. Eligible items include DLATS merchandise and authorized commercial uniform clothing and accessories. No minimum purchase or down payment is required. The non-variable APR for purchases qualifying for the Military Clothing Plan is 0.00%. See Exchange Credit Program agreement for more details. Rewards exclude military clothing line of credit.
Automatically receive one entry into the “Your Holiday Bill is on Us” Sweepstakes every time you use MILITARY STAR® anywhere the card is accepted as payment November 1 – December 31, 2026.
Grand Prize Entire balance paid (5 winners). (Minimum $2,500 account credit).
2nd Prize $1,000 MILITARY STAR account credit (10 winners).
3rd Prize $500 MILITARY STAR account credit (25 winners).
Click to Open Official Rules (pdf)
No purchase is necessary to enter or win. A purchase does not increase the chances of winning.
Save 5¢ Per Gallon on Fuel with MILITARY STAR®
*Available only at Army & Air Force Exchange Service and participating Navy and Marine Corps facilities. Fuel discount excludes propane.
Receive 0% interest plus no payments for 3 months on all purchases of $199 or more with MILITARY STAR®
*VALID NOVEMBER 6 – 12, 2026, at any Army & Air Force Exchange Service, NEX, MCX or CGX facility, shopmyexchange.com, myNavyExchange.com, and ShopCGX.com. This offer includes purchases of $199 or more in a single transaction. Limited to stock on hand. Excludes The Home Depot, prior purchases, layaways, NEX, MCX and CGX food and concessions facilities and the Exchange Online MarketPlace. Offer ends at 2359 CT on final day of promotion.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of September 17, 2026, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
*VALID NOVEMBER 6 – 12, 2026, where MILITARY STAR is accepted as tender of payment. Double points are equal to 4 points per $1 and will be awarded on or about the 30th of the following month after the final purchase. Excludes military clothing line of credit. Certain restrictions and limitations may apply. The Veterans Day double points offer cannot be combined with Marine Corps Birthday double points. Offer ends at 2359 CT on final day of promotion.
Receive 0% interest for 4 months on any total purchase of $200 or more with MILITARY STAR®
MINIMUM PAYMENTS REQUIRED
*Offer valid February 1, 2026 through January 3, 2027, at 2359 CT only at Navy Exchange facilities or myNavyExchange.com. Must be a single transaction of $200 or more with MILITARY STAR. Not valid on previous purchases, layaways, Exchange, MCX, CGX, DeCA and military clothing purchases. MILITARY STAR® promotions subject to credit approval. Minimum monthly payments required. Failure to make minimum payments for three billing cycles will cancel promotional rate. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of September 17, 2026, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details. PL#52792. Offer ends at 2359 CT on final day of promotion.
Jewelry & Watches – 0% Interest and No Payments for 12 Months on All Jewelry and Watch Purchases $999 or more with MILITARY STAR®
†† Offer valid February 1, 2026 through January 3, 2027, only at Navy Exchange facilities or myNavyExchange.com. Must be a single transaction of $999 or more with MILITARY STAR. Not valid on previous purchases, layaways, Exchange, MCX, CGX, DeCA and military clothing purchases. MILITARY STAR® promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases: As of September 17, 2026, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details. PL# 52808. Offer ends at 2359 CT on January 3, 2027, the final day of the promotion.
Home – 0% Interest and No Payments for 12 Months on All Home Purchases $999 or more with MILITARY STAR®
† Offer valid February 1, 2026 through January 3, 2027, only at Navy Exchange facilities or myNavyExchange.com. Must be a single transaction of $999 or more with MILITARY STAR. Not valid on previous purchases, layaways, Exchange, MCX, CGX, DeCA and military clothing purchases. MILITARY STAR® promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases: As of September 17, 2026, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details. PL# 52809. Offer ends at 2359 CT on January 3, 2027, the final day of the promotion.
Save 10% on first day’s purchases when you open a new MILITARY STAR® account!
*Upon account approval, new MILITARY STAR® account holders will receive a 10% discount on first day’s purchases. Discount will be applied as a credit on the customer’s first monthly billing statement. Excludes Military Clothing Plan. Certain restrictions and limitation may apply. Offer ends at 2359 CT on final day of promotion.
MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of September 17, 2026, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Receive 0% interest plus no payments* for 6 months on Home Depot purchases of $349 or more with MILITARY STAR®
*Valid February 1, 2026 – January 3, 2027, on Home Depot purchases of $349 or more at MyNavyExchange.com. Excludes prior purchases and exchange in-store purchases. Offer ends at 2359 CT on final day of promotion. MILITARY STAR promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases. As of September 17, 2026, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details.
Uniforms – 0% Interest for 12 Months on All Uniform Purchases with the MILITARY STAR Retail Line of Credit. No minimum purchase.
*Offer valid February 1, 2026 through January 3, 2027, only at Navy Exchange facilities or myNavyExchange.com. Must be a uniform purchase with MILITARY STAR. Not valid on previous purchases, layaways, Exchange, MCX, CGX, and DeCA purchases. MILITARY STAR® promotions subject to credit approval. Standard account terms apply to non-promotional purchases and, after promotion ends, to promotional purchases: As of September 17, 2026, a variable 13.99% APR applies to retail plan purchases, and a variable 21.99% APR applies to accounts subject to penalty APR. Minimum interest charge: 50¢. See Exchange Credit Program agreement for more details. PL# 52633. Offer ends at 2359 CT on January 3, 2027, the final day of the promotion.