FAQs
PayYourWay

What is MILITARY STAR Pay Your Way?

Pay Your Way is a special financing plan offered through MILITARY STAR that allows customers to choose a fixed monthly payment at a reduced APR and pay over a predetermined period until paid in full.


What are the benefits of Pay Your Way?

Pay Your Way enables customers to choose financing terms that fit their budget. Benefits include a fixed monthly payment, a fixed payment duration and a reduced APR.


Where is Pay Your Way available?

Pay Your Way is available at Army, Air Force, Navy, Marine Corps and Coast Guard exchange stores, and shopmyexchange.com (beginning November).


What are the payment plan options for Pay Your Way?

There are three fixed payment plans, each based on the total purchase:

  • Spend $300, choose a 36-month payment plan
  • Spend $500, choose a 36- or 48-month payment plan
  • Spend $1,000, choose a 36-, 48- or 60-month payment plan

Is the Pay Your Way APR the same as the MILITARY STAR standard APR?

No. Customers who choose Pay Your Way will receive a reduced, fixed APR of 9.99%, which is lower than MILITARY STAR’s standard APR.


Are there fees for participating in Pay Your Way?

There are no fees for participating in Pay Your Way.


Can customers use Pay Your Way at the commissary?

Currently, commissary purchases are not eligible for Pay Your Way.


Can customers choose a Pay Your Way plan for online purchases?

Yes, customers may choose a Pay Your Way plan for a qualifying purchase at shopmyexchange.com (beginning November).

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